< Back to FAFSA

QuantumQuasar

Can't reach FAFSA by phone - hung up on 7 times due to 'high call volume'

I'm at my wits' end trying to get clarification on my daughter's SAI calculation. The financial aid package from her university looks WAY off based on our income, and the university financial aid office told me I need to contact FAFSA directly. I've called the Federal Student Aid number SEVEN TIMES over the past 10 days, and every single time I navigate through the automated menu only to get the dreaded 'due to high call volume' message before getting disconnected. I've also sent three emails through the studentaid.gov contact form and haven't received a single response. There must be a way to actually speak to a human being at FAFSA! Has anyone successfully gotten through? I'm desperate - tuition is due in 3 weeks and we can't make decisions without understanding why her aid calculation looks so wrong.

same problem here!! been calling for WEEKS trying to understand why my sons expected family contribution is $16,000 when we make under $70k. the college financial aid office keeps saying "thats what FAFSA calculated" but wont explain HOW they got that number. ive been hung up on 5 times this week alone. so frustrating.

0 coins

QuantumQuasar

•

Exactly! It feels like they're playing hot potato with us. The school says "talk to FAFSA" and FAFSA doesn't let you talk to anyone. Meanwhile, we're supposed to somehow commit to paying thousands of dollars without understanding the calculation?

0 coins

Jamal Wilson

•

I work in a college financial aid office, and unfortunately this is a common problem, especially during peak seasons (January-March and August-September). The Federal Student Aid phone lines are overwhelmed. A few tips that might help: 1. Call at exactly 8:00am Eastern Time when they first open 2. Try calling on Wednesday or Thursday (typically lower volume days) 3. If you're getting disconnected at the same point in the menu tree, try a different option initially, then ask to be transferred 4. Make sure your FAFSA ID is working properly - you might be able to see the SAI calculation breakdown on the website 5. Request a professional judgment review from your daughter's financial aid office instead - they can override FAFSA calculations with proper documentation The calculation issues usually come down to either unreported assets, unusual income from the base tax year, or retirement contributions that were counted as available income.

0 coins

QuantumQuasar

•

Thank you for these tips! I'll try calling at 8am sharp tomorrow. I've checked the studentaid.gov site but it just shows the final SAI number without the detailed breakdown. I think it might be counting some one-time income we had in 2023 that doesn't reflect our normal situation. Do you know if they're more responsive to written requests?

0 coins

Mei Lin

•

i had similiar issue last month!!!! try this: call the general help number then press 0 zero zero zero repeatedly during the automated menu. sometimes this will force u to operator. worked for me after like 5 tries

0 coins

This definitely does NOT work anymore. I tried pressing 0 repeatedly and all it does is say "I'm sorry, that's not a valid option" and then restarts the whole menu. They've obviously gotten wise to this trick.

0 coins

Amara Nnamani

•

I had EXACTLY this problem trying to fix an error on my son's verification documents. Spent literally 3 weeks trying to reach someone. What finally worked for me was using Claimyr (claimyr.com) - it's a service that basically waits on hold for you and calls you back when a real person answers. I was skeptical but got through to an actual FSA agent in about 45 minutes after spending weeks of trying on my own. There's a video showing how it works: https://youtu.be/TbC8dZQWYNQ Once I got through, the agent was actually super helpful and could see exactly where the SAI calculation issue was happening. Definitely worth it for the time saved and stress reduction.

0 coins

QuantumQuasar

•

I've never heard of this service before. I'm definitely going to look into it because I'm desperate at this point. Did they ask for any personal information or just your phone number?

0 coins

Amara Nnamani

•

They just need your phone number to call you back when they get a FAFSA agent on the line. I was hesitant too, but it was simple and it worked when nothing else did. The agent I spoke with was able to explain exactly why our SAI was calculated so high - turned out a 401k withdrawal was being counted as regular income even though we used it for medical expenses.

0 coins

The whole system is DESIGNED to be impossible to reach anyone!!! They don't WANT to explain why the calculations are unfair. My daughter got almost no aid despite us struggling financially because my ex-husband's income counts even though he contributes NOTHING to her education. When I finally got through after TWELVE CALLS, they basically said "tough luck, that's the formula." The entire system is rigged against middle-class families.

0 coins

NebulaNinja

•

While the formula can be frustrating, there are actually provisions for situations like yours. If you can document that your ex-husband provides no support (court documents, tax returns showing no child support, etc.), your daughter's school can potentially do a dependency override or professional judgment review. It's not automatic, but there are pathways to address these situations when the standard formula doesn't reflect reality.

0 coins

NebulaNinja

•

Financial aid counselor here. The disconnection issue is unfortunately common, but there are specific strategies to get through: 1. Try the Federal Student Aid Information Center: 1-800-433-3243 (different than the general FAFSA number) 2. Call during off-peak hours: Tuesday-Thursday between 10am-2pm Eastern 3. If attempting verification or corrections: use the "I need to make corrections to my FAFSA" option rather than "general questions" 4. For SAI calculation concerns: ask your school's financial aid office for a "Professional Judgment Review" - they can override the FAFSA calculation with documented special circumstances 5. Use the FAFSA Feedback Center for complaints: feedback.studentaid.ed.gov - these are tracked and must be responded to within 15 days For your specific concern about the SAI calculation seeming wrong, this is often related to one-time income, retirement distributions, business losses, or non-custodial parent income. Your daughter's school has the authority to adjust these factors with proper documentation.

0 coins

QuantumQuasar

•

Thank you for such detailed information! I'll try the Information Center number tomorrow during those hours. We did have some one-time income from selling a rental property in 2023, which is probably inflating our calculated contribution. I'm going to pursue the Professional Judgment Review angle too - didn't realize that was an option!

0 coins

NebulaNinja

•

You're welcome! The sale of property would absolutely impact your SAI calculation. For the Professional Judgment Review, bring documentation showing: 1. The property sale was a one-time event 2. Your regular income without that sale 3. Where those funds went (if reinvested or used for specific purposes) They can often reduce the impact of one-time capital gains on your aid calculation. Good luck!

0 coins

has anyone tried just showing up at there local office in person? i might just drive to the nearest dept of education building and refuse to leave until someone explains whats happening with my sons aid!

0 coins

Jamal Wilson

•

There aren't actually local Federal Student Aid offices you can visit. FAFSA is administered centrally. Your best option for in-person help would be your son's college financial aid office. They can't change the federal formula, but they can help interpret it and potentially offer institutional aid to supplement federal assistance.

0 coins

I had a similar issue last year and eventually got through by calling at EXACTLY 8:00am Eastern Time when their system opens. Had to try 3 days in a row, but finally connected with someone who was actually quite helpful. They walked me through the entire SAI calculation line by line and identified where the discrepancy was happening. In my case, they were counting my daughter's small college savings account twice because we had entered it in two different sections by mistake. The agent also explained that if you're questioning the SAI calculation specifically, sometimes it's faster to have your daughter request an appointment through her school's financial aid office for a "verification explanation" rather than trying to reach FAFSA directly. The schools have direct access to trained federal aid advisors through a separate channel.

0 coins

QuantumQuasar

•

That's really helpful to know about the verification explanation appointment. I'm going to call the university financial aid office tomorrow and specifically request that. At least that way I might get some answers while I'm still trying to reach someone at FAFSA directly. Thanks!

0 coins

Omar Hassan

•

As someone who went through this exact nightmare last year, I feel your pain! The phone system is absolutely broken. What finally worked for me was a combination of strategies: I called the Federal Student Aid Information Center (1-800-433-3243) at exactly 8:00am Eastern on a Wednesday, AND I simultaneously filed a complaint through the FAFSA Feedback Center that NebulaNinja mentioned. The feedback center complaint got me a callback within 5 days, which was faster than I ever got through the phone lines. For your specific situation with the SAI looking wrong, definitely pursue the Professional Judgment Review at your daughter's school. They can override federal calculations for things like one-time income, unusual circumstances, or calculation errors. I brought documentation showing our 2023 income was artificially high due to a job change bonus, and they were able to adjust our aid package significantly. Don't give up - there are people who will help once you find the right pathway to reach them!

0 coins

This is such great advice! I'm definitely going to try the feedback center complaint route alongside calling tomorrow morning. It's reassuring to hear that the Professional Judgment Review actually works - I was starting to think there was no way around their rigid calculations. Did you have to provide a lot of documentation for the job change bonus situation, or was it pretty straightforward once you explained it to the financial aid office?

0 coins

FAFSA AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today