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Just to clarify some confusion I'm seeing in the comments: The FAFSA form is updated every year, but the 2025-2026 application will use the same streamlined system that was introduced last year. The changes aren't drastic year-to-year, so if you've done research on the current simplified FAFSA process, most of that information will still be relevant. The main things that change annually are: 1. The specific income protection allowances (which affect your SAI calculation) 2. Some of the exact questions and their order 3. Occasionally the verification requirements But the core process, the SAI formula structure, and the general approach remain consistent. So don't panic about massive changes - it's more of an annual refresh than a complete overhaul.
btw when october hits submit ASAP!! some schools have priority deadlines & some aid is first come first serve
I want to add one important thing - if your school's financial aid deadline is approaching, you should request an exception or extension due to the FAFSA verification delay. Almost every school has a process for this situation because verification delays are so common. Send an email to your financial aid office with: 1. Your name and student ID 2. The date you submitted your FAFSA 3. The date you were selected for verification 4. The date you submitted/resubmitted verification documents 5. Screenshots showing your current status Most schools will place a temporary hold on your account to prevent you from losing aid eligibility while waiting for verification to complete. Don't wait until after the deadline to do this!
UPDATE: I managed to get through to FSA this morning after trying that Claimyr service someone suggested. The agent confirmed my PDFs were received but said one of them was showing as "unreadable" in their system. Apparently the phone scanning app I used created a format their system couldn't process correctly. I've resubmitted using proper computer-generated PDFs like someone here suggested, and they said it should be processed within 7-10 business days. Also reached out to my school's financial aid office and they're giving me a verification extension. Thank you all for your help!
I just wanted to follow up on my earlier post. After your daughter's SAI is calculated, the college will create her financial aid package, which may include: - Federal Pell Grants (if eligible based on SAI) - Federal Work-Study opportunities - Direct Subsidized/Unsubsidized Loans - State grants (varies by state) - Institutional scholarships/grants Even if her FAFSA is still processing, the college's financial aid office can often begin packaging some aid or provide estimates. They may also have emergency procedures for students caught in the FAFSA backlog. Once your daughter receives her aid package, carefully review all offers before accepting, especially loans. Remember that subsidized loans don't accrue interest while she's in school, but unsubsidized loans do.
After I posted earlier I checked with my sister who just went through this - she said if you have a complex tax situation (like self-employment income, foreign income, or amended returns) it could delay processing by months. Did you have any unusual tax situations last year?
Nia Johnson
Just a quick update - the validation step is also when they check if your son has registered for Selective Service if he's male and 18+. If he hasn't, that could delay things. Almost all 18+ male students must be registered to receive federal student aid. This is something many parents and students miss!
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Aisha Abdullah
•Actually the Selective Service requirement was eliminated in 2021. Students no longer have to be registered for Selective Service to get federal aid. They removed that question from the FAFSA.
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Nia Johnson
•You're absolutely right! Thanks for the correction. I've been doing this so long I forgot they changed that requirement. This is one of those rare positive changes that actually makes the process easier!
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Ethan Davis
One more thing to be aware of: once your son's identity is validated and you complete your contributor section, the system will calculate his Student Aid Index (SAI). This is the new replacement for the old EFC (Expected Family Contribution). It might take 3-5 days after you submit for the SAI to be calculated and for the information to be sent to the colleges he listed. Just so you're prepared for that additional waiting period.
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Zara Ahmed
•Oh wow, I didn't realize there would be more waiting after we submit everything. This process has so many more steps than when I went to college! Thank you for letting me know about the SAI calculation time.
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