FTB threatening wage garnishment over health insurance docs I already sent. Help!
Hey everyone, I'm in a bit of a pickle. I just got an email saying they're gonna start garnishing my wages because of some health insurance issue with my taxes. The thing is, I definitely had insurance last year and I even mailed proof to the FTB. Has anyone else dealt with this? What should I do now?
26 comments
Tom Maxon
I found a way to solve FTB wage garnishment issue, watch this: https://www.youtube.com/watch?v=Q9hpM8nFhZk
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Isaiah Sanders
Ugh, that sucks. The FTB can be such a pain sometimes. Have you tried calling them to explain the situation?
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Fidel Carson
Yeah, I've been trying to get through but the hold times are insane. It's so frustrating!
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Xan Dae
Pro tip: call right when they open. You might have better luck getting through.
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Fidel Carson
Thanks for the tip! I'll give that a shot tomorrow morning.
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Fiona Gallagher
I went through something similar last year. Here's what I did: 1. Gathered all my health insurance docs for the year in question 2. Made copies of everything 3. Wrote a letter explaining the situation 4. Sent it all via certified mail with return receipt 5. Followed up with phone calls (be persistent!) It took a few weeks, but they eventually sorted it out. Don't let them push you around!
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Fidel Carson
Wow, thank you so much for the detailed advice! I'll definitely follow these steps. Did you have to deal with any wage garnishment in the meantime?
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Fiona Gallagher
Luckily, no. I caught it early enough. But if they do start garnishing, make sure to request a hearing ASAP. You have rights!
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Thais Soares
This is solid advice. I'd add: keep a log of all your calls and interactions with the FTB. It can come in handy if things get messy.
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Nalani Liu
man, the system is so broken. why do we even have to deal with this bs? 🤬
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Axel Bourke
Have you checked your FTB online account? Sometimes they update info there before sending notices.
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Fidel Carson
I didn't even know they had online accounts! I'll check that out right away, thanks!
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Aidan Percy
Guys, I found a method to get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's the link: https://www.claimyr.com
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Fernanda Marquez
Sounds kinda sketchy. Has anyone else tried this?
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Norman Fraser
20 bucks? No thanks, I'll stick to my hold music playlist 🎵😂
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Aidan Percy
I get the skepticism, but it seriously saved me hours of frustration. Worth every penny imo.
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Kendrick Webb
How does it actually work? Do they just keep redialing or what?
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Aidan Percy
From what I understand, they use some kind of AI to navigate the phone tree and detect when a human picks up. Then it calls you. Pretty neat tech actually!
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Hattie Carson
This happened to my cousin last month. Turns out it was a clerical error on FTB's end. Keep pushing and don't give up!
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Destiny Bryant
OP, whatever you do, DON'T ignore this. It'll only get worse if you do. Trust me, I learned the hard way ðŸ˜
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Fidel Carson
Oh no, I'm sorry you had to go through that. I'm definitely taking this seriously!
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Dyllan Nantx
have you tried faxing your docs? sometimes that gets faster results than snail mail
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TillyCombatwarrior
What year is it? 1995? Who even has a fax machine anymore? 🤣
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Dyllan Nantx
lol i know it sounds old school, but some govt offices still use fax. ¯\_(ツ)_/¯
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Anna Xian
Just a heads up, there was a glitch in the FTB system last month that caused a bunch of false flags for missing insurance. Might be worth mentioning when you get through to them.
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Fidel Carson
Oh wow, that's really good to know. Thanks for the info!
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